{"id":2201889,"recorded_at":"2026-11-02T19:13:30.058253Z","observed_at":"2026-11-02T19:13:30.058179Z","subject_kind":"source_record","subject":"x402_bazaar:https://finance-calculators.x402tookit.com/mortgage-affordability","kind":"listing","method":"sync.x402_bazaar/1","body":{"endpoints":[["x402","https://finance-calculators.x402tookit.com/mortgage-affordability"]],"name":"Finance Calculators","owner_address":"0xb531320805c5bed1d46aeadcf4f008fdf172dbda","raw":{"accepts":[{"amount":"20000","asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","extra":{"name":"USD Coin","version":"2"},"maxTimeoutSeconds":300,"network":"eip155:8453","payTo":"0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa","scheme":"exact"},{"amount":"20000","asset":"EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v","extra":{"feePayer":"D6ZhtNQ5nT9ZnTHUbqXZsTx5MH2rPFiBBggX4hY1WePM","transactionVersions":[0]},"maxTimeoutSeconds":300,"network":"solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp","payTo":"DUPiupXtuox38dcGoXUKer5mAydCzmaHjrbQ66qeEm8s","scheme":"exact"},{"amount":"20000","asset":"0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359","extra":{"name":"USD Coin","version":"2"},"maxTimeoutSeconds":300,"network":"eip155:137","payTo":"0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa","scheme":"exact"},{"amount":"20000","asset":"0xaf88d065e77c8cC2239327C5EDb3A432268e5831","extra":{"name":"USD Coin","version":"2"},"maxTimeoutSeconds":300,"network":"eip155:42161","payTo":"0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa","scheme":"exact"}],"description":"Home price you can afford under the 28/36 rule from income, monthly debts, down payment, rate and term.","extensions":{"bazaar":{"info":{"input":{"method":"GET","queryParams":{"annual_income":120000,"annual_rate_pct":6.5,"down_payment":60000,"monthly_debts":500,"tax_insurance_monthly":600,"years":30},"type":"http"},"output":{"example":{"asOf":"2026-10-11T03:59:14.990Z","checkPayment":2200,"degraded":false,"disclaimer":"Screening signal computed from the named public source. Not financial, legal or investment advice; provided as is. Verify at the source before acting.","grossMonthlyIncome":10000,"limitedBy":"housing ratio (28%)","maxLoan":348063.8,"maxMonthlyPrincipalInterest":2200,"maxPurchasePrice":408063.8,"notChecked":["credit score and lender rules","closing costs and PMI","…2 more"],"reasons":["28/36 rule: housing costs up to 28% and all debt payments up to 36% of gross monthly income."],"source":"computed locally","summary":"Maximum loan $348,063.80 (payment $2,200.00 for principal and interest), so a price up to $408,063.80 with $60,000.00 down. The housing ratio (28%) is the limit.","verdict":"AFFORDABILITY_COMPUTED"},"type":"json"}},"schema":{"$schema":"https://json-schema.org/draft/2020-12/schema","properties":{"input":{"additionalProperties":false,"properties":{"method":{"enum":["GET"],"type":"string"},"queryParams":{"properties":{"annual_income":{"description":"Gross annual household income","type":"number"},"annual_rate_pct":{"description":"Mortgage rate in percent","type":"number"},"down_payment":{"description":"Cash down payment, default 0","type":"number"},"monthly_debts":{"description":"Other monthly debt payments, default 0","type":"number"},"tax_insurance_monthly":{"description":"Property tax plus insurance per month, default 0","type":"number"},"years":{"description":"Term in years, default 30","type":"integer"}},"required":["annual_income","annual_rate_pct"],"type":"object"},"type":{"const":"http","type":"string"}},"required":["type","method"],"type":"object"},"output":{"properties":{"example":{"properties":{"asOf":{"type":["null","string"]},"checkPayment":{"type":["null","number"]},"degraded":{"type":["boolean","null"]},"disclaimer":{"type":["null","string"]},"grossMonthlyIncome":{"type":["null","number"]},"limitedBy":{"type":["null","string"]},"maxLoan":{"type":["null","number"]},"maxMonthlyPrincipalInterest":{"type":["null","number"]},"maxPurchasePrice":{"type":["null","number"]},"notChecked":{"items":{"type":"string"},"type":["array","null"]},"reasons":{"items":{"type":"string"},"type":["array","null"]},"source":{"type":["null","string"]},"summary":{"type":["null","string"]},"verdict":{"type":["null","string"]}},"type":"object"},"type":{"type":"string"}},"required":["type"],"type":"object"}},"required":["input"],"type":"object"}}},"lastUpdated":"2026-11-01T22:54:37.161Z","quality":{"l30DaysTotalCalls":2,"l30DaysUniquePayers":2,"lastCalledAt":"2026-11-01T22:54:36.977Z"},"resource":"https://finance-calculators.x402tookit.com/mortgage-affordability","serviceName":"Finance Calculators","tags":["mortgage","affordability","housing"],"type":"http","x402Version":2},"source":"x402_bazaar","summary":"Home price you can afford under the 28/36 rule from income, monthly debts, down payment, rate and term."},"body_sha256":"faf5c4f21e20ecc9226209fda44c5794811f88427f1b5eb8c843849b702996bf","prev_id":null,"leaf":"0xb3e38c6ff22b6b2cd140a798fc011d852e75c2d2364650c27f7f1ff9de3a4ef5","leaf_text":"{\"body\":\"faf5c4f21e20ecc9226209fda44c5794811f88427f1b5eb8c843849b702996bf\",\"id\":2201889,\"kind\":\"listing\",\"method\":\"sync.x402_bazaar/1\",\"observed_us\":1793646810058179,\"prev\":null,\"subject\":\"x402_bazaar:https://finance-calculators.x402tookit.com/mortgage-affordability\",\"subject_kind\":\"source_record\"}","day":{"day":"2026-11-02","leaves":444186,"root":"0x78fecaabbe319e56f5c4b80fc02e2052e198ad24781da8832a475ff65f2002d1","chained":"0xdc35957db5d1371ca382b9152878ffece28ec7c5cb4f98fd71ddb367f8b999b2","anchor_chain":"eip155:5042002","anchor_tx":"0x56b814612eb2e3e544153df3e91e1f7199106d1e430c7d8c6b653feeb9ebe9af","anchor_block":70432815},"proof":["0xb3e3abf97c97852bb9eea226df27341ddf4088ea82260c1b6430b787628bc0e5","0x504806fb78369717b42ae980f34a924f2e7081a8c06cdc604d8e007572f9f159","0xcd63ae123025530e74309415ec42662704e577ed776e76e172a881b4cb91c9f4","0xdcc506bcbb73839537bf72cb2d7f342aab9ee67a38c8ae2af5b138c32a9f09ea","0x9d783d1fcd9fc3a2e174392ab4fc814e5ec3dd85adf2669310220b9f4e6acf04","0x6beabad02fc993522896d64ee992c5d99446d92641bb66a748f2a2af1b5b3bc7","0x991de53e31739211dbc0437ff0dfe995b071c51eb329de7a604116b230e9f0a0","0x3326744d207a7adf5c1950f79d5916cb9f89d75c1fb987b7697ebd9450a02f39","0x68e9e8033c6f8720683bcdaa77ee86af4e7ceff56ff36a103a1c820cef181a03","0x61706778c9036e81971ddefc8a76c5e11783a4a8cd03fbb252d5a11889713a91","0x4b73edf36be1455061b42d181bf1261a1a1aab171bf37e6107e4dae40d9756e1","0x21e290c87b8dfbee1c890c9b97a09ed0f5503884eaeabff86472db1c091c14cd","0x8f3b097427a1bfae26e9231cb5b00552011a27ad93aa4c0d3e267190fcbbb962","0x08da04eef748b7ac08271324db18913501d72c52afa240bf3f08b6da46e3b97f","0x834b6b9a36b42da183e2542785e8d2d7548ace455268a81922edbe6020cef644","0x2922573a524a0694086782ac45fa3083d3fc3f6a2a479b2105e1e2f06b2916f7","0x07ad80c0c234ecea379a2f4450dfd0804db049dbc62abe77af6306049ca6b6c2","0x98cbbf2c68ab4c0b4db782aeb88bea1f30b02178cf8b5d3d24a931d19492ea6d","0x252cce55f1a3d5391c16f82d7f62494429a5f69b03486d4cfcfb7b2c96d6c884"]}