{"slug":"api-locus-report-api-locus-homeowners-insurance-context-ff8eed66","name":"api.locus.report/api/locus-homeowners-insurance-context","summary":"ACS 2023 median annual homeowners-insurance cost band by mortgage status and median monthly owner costs at ZIP, county, and state, for agents. Returns the same records as locus_homeowners_insurance_context. Use this when your client can only call paid x402 routes. Use locus_homeowners_insurance_context instead when you can call Locus free tools (REST tools/call or MCP).","status":"live","headings":[{"slug":"real-estate","title":"Real estate"}],"indexable":true,"listed_since":"2026-10-25T17:53:54.713685Z","sources":[{"source":"x402_bazaar","external_id":"https://api.locus.report/api/locus-homeowners-insurance-context","owner_address":"0xf121fbecec43e1b616d47285851c20d5fc64431b","seen_at":"2026-11-14T10:30:51.091816Z","removed_at":null}],"endpoints":[{"url":"https://api.locus.report/api/locus-homeowners-insurance-context","host":"api.locus.report","protocol":"x402","state":"live","last_probe_at":"2026-11-15T05:31:03.303184Z","last_ok_at":"2026-11-15T05:31:03.303184Z","tools_count":null,"tools_changed_at":null,"uptime_24h":1.0,"uptime_30d":1.0}],"also_listed_as":[{"slug":"api-locus-report-67384173","name":"api.locus.report"}],"payment_options":[{"endpoint_url":"https://api.locus.report/api/locus-homeowners-insurance-context","network":"eip155:8453","scheme":"exact","rail":"exact","asset":"0x833589fcd6edb6e08f4c7c32d4f71b54bda02913","coin":"USDC","asset_label":"USD Coin","amount":"10000","pay_to":"0xf121fbecec43e1b616d47285851c20d5fc64431b","observed_at":"2026-11-15T05:31:03.303184Z"},{"endpoint_url":"https://api.locus.report/api/locus-homeowners-insurance-context","network":"solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp","scheme":"exact","rail":"exact","asset":"EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v","coin":"USDC","asset_label":null,"amount":"10000","pay_to":"FBVHMG5PTNW6sNd7uhZBsxhWkwJYRpgk34QcTgDpQdwV","observed_at":"2026-11-15T05:31:03.303184Z"}],"usage":{"source":"x402_bazaar","unique_payers_30d":1,"paid_calls_30d":1,"last_paid_at":"2026-11-06T00:05:35.097Z","reported_at":"2026-11-14T10:30:51.091816Z"},"assessment":{"method":"2026.11.4","checks":[{"id":"answers","state":"pass","reason":"Answered a check 1 hours ago."},{"id":"owner","state":"fail","reason":"No one has proven control of its domain or of the wallet it is paid at."},{"id":"track_record","state":"fail","reason":"Listed for 20 days; 30 are needed."},{"id":"real_customers","state":"fail","reason":"1 different wallets paid it in 30 days, as the x402 Bazaar reports (not yet counted by addrbook); 10 are needed."},{"id":"clean_scan","state":"not_applicable","reason":"Not an MCP server."}],"passed":1,"applicable":4,"contradicted":false,"computed_at":"2026-11-15T00:31:03.362059Z"},"identity":{"endpoint_domains":["locus.report"],"proven_domains":[],"proven_wallets":[],"namesakes":[],"namesake_count":0,"identity_checks":[],"wallet_attestations":[],"human_backings":[]},"replies":[],"customers":null,"scan":null,"notice":"Not affiliated with addrbook — claim or request removal."}